Tell us a little about the yacht’s program and provide the crew list, Flag State and approximate time IN/OUT of the US in the next 12 months.
Finding dependable health insurance
The professional yacht crew needs dependable coverage worldwide, that’s tailored to their needs and the yachts program. Global yacht crew Group Medical policies cover all crew members working on the yacht and on their leisure time.
The group insurance plan commonly acts primary to the vessel’s Protection & Indemnity insurance, (P & I), and covers for both accidents and illnesses. However, the P & I insurance is not a major medical insurance plan that offers coverage for both accidents and illnesses worldwide, and it is in the owner’s best interest to offer health insurance for the crew. It reduces the liability, and has a positive impact on the P & I insurance, since medical claims will be filed directly to the health insurance company. Some policies also cover alcohol related claims which is imperative, as there have been many accidents in the past years.
The group plan is easy to administer, and very affordable! As the crew members change on the yacht, the new crew member can be easily added on to the group plan, and the crew member who left the yacht, can be taken off. The crew member who no longer is working on the yacht is now eligible to apply for the individual crew major medical plan.
The group medical plan is a great solution mainly for the larger vessels with crew of five and more. Everybody gets automatically accepted on the group plan, whether you have a medical condition or not. You can add a dental plan to expand the coverage as well.
MARINE CREW INSURANCE POLICIES BY
BLUE CROSS BLUE SHIELD GLOBAL EXPAT 2-20
Long-term International Group Health Insurance
Blue Cross Blue Shield Global brings together two of the biggest, most trusted brands in international healthcare: Bupa Global and Blue Cross Blue Shield through solutions provided by GeoBlue.
Blue Cross Blue Shield Global ExpatTM 2-20 provides comprehensive and compliant international healthcare solutions for employees and their dependents all around the world. Our members have confidence that wherever and whenever they need it, they can access quality care from the strongest global networks while supported through exceptional service and world class healthcare.
Plan Details
Standard Medical Coverage
- Preventive care
- Inpatient and outpatient care
- Wellness services
- Mental Health & Substance Abuse Care
- Pharmacy
- Medical Assistance Services
Optional Coverage: Vision & Dental
Plan Highlights
Our group expat plan combines comprehensive global benefits with a new generation of medical assistance services. This plan is designed for international assignees and their families who are leaving their home countries for a period of six months or more.
- 24/7/365 customer service
- 24/7/365 assistance services via in-house global health and safety specialists
- Rich benefits: Covering everything from medical evacuation to maternity care and well visits
- Primary major medical plan
- Flexible coverage for U.S. employees outside the U.S., foreign nationals on assignment in the U.S., and third country nationals
- Worldwide coverage
- Rich benefits covering everything from medical evacuation to maternity care and well visits
- Flexible coverage for U.S. employees outside the U.S., foreign nationals on assignment in the U.S., and third country nationals
- Available to groups of two or more
- Guarantees of payment
- Robust network of qualified, vetted health care professionals
Additional Features Included in All Expat Plans
Expat members enjoy comprehensive wellness and assistance programs, providing the tools, support, and service necessary to help them feel confident in any situation.
- Global Employee Assistance Program
- Wellness Coaching
- Mobile App
- Direct Pay
- Evacuation Services
- Global Safety Intelligence
International Marine Medical Insurance SERIES
A worldwide benefits program designed for groups of two or more professional marine captains and crew members.
You need the proper worldwide coverage, provided by a company that’s there for you when you need us most. When you select International Marine Medical Insurance™, you receive IMG’s promise to deliver exceptional medical benefits, medical assistance, and service—all designed to give you Global Peace of Mind®.
Plan Highlights
- Customizable Solutions
IMG offers the flexibility to customize benefits and is available in $US or €EUR. Please contact your insurance producer for more information, and we will work closely with you to design a benefits package that meets your unique needs. - International Care Management
Our experienced medical management team can help coordinate care for your members who have highly complex cases requiring detailed management. These services may include assisting with:
- Concurrent review and monitoring of services for medical necessity
- Coordination of the hospitalization and any necessary post-discharge care.
- Medical Travel Management
Giving the member who is contemplating non-emergency medical treatment in the United States the opportunity to be financially compensated for having that care rendered by a qualified medical provider(s) outside of the U.S. Following evaluation, a case manager will assist the member in identifying a qualified medical provider to provide the specified care. Upon approval, the case manager will coordinate the necessary services including patient care, travel, scheduling, and housing. When treatment is received outside of the U.S. and there is cost savings greater than $10,000 to the plan, the member will personally share in any cost savings that are realized.
Safety Solutions
PHYSICAL HEALTH
You can’t plan when you get sick, and unfortunately, it can happen anytime and anywhere. Medical bills can be expensive, and IMG plans provide the cross-border medical coverage you need for unexpected medical care and routine visits.
FINANCIAL PROTECTION
Costs can add up while seeking medical treatment. However, access to IMG’s international physician and provider networks and pharmacy discount programs can help you save on out-of-pocket medical expenses and prescription medications.
MENTAL WELLNESS
Being away from your support system can be challenging. IMG provides access to mental health services, like virtual counseling, to help with the transition as you adapt to cultural differences, adjust to a change in education, and navigate new relationships while you’re away from loved ones.
CRISIS SUPPORT
Navigating an emergency in a foreign country is never easy. That’s why IMG offers a range of assistance benefits and services designed to support you in a crisis. A dedicated team of multilingual nurses, doctors, and case managers provide 24/7 assistance services to facilitate a response to urgent and emergency situations, such as evacuations or search and rescue missions.
More Crew Insurance Services
Disability Coverage
Your chances of becoming disabled during your working career are probably higher than you think. Nearly one in four men and women under the age of 40 will become disabled for 90 days or longer prior to their retirement. Disability insurance pays monthly benefits when you become unable to work because of a disabling physical or mental reason.
Life Insurance
SYIG will assist you with your life insurance needs, no matter what your citizenship is. We offer an extensive portfolio of life insurance products, through a variety of US and International insurance carriers. As part of our crew welfare policy, all team members are encouraged to maintain life insurance coverage during their time on board. This helps protect you and your family in case of unforeseen events. If you don’t already have a plan, we can assist you in setting one up.
Travel Insurance
The temporary insurance plans offered by GeoBlue and IMG are available to US Citizen’s traveling internationally and Non‐US Citizen’s traveling outside their home country.
Support Center
GROUP Member Services:
Inside US: 1-888-304-8898 Outside US: +1 610 230-2408 Pharmacy Help Desk: 1-800-788-2910
GROUP Member Services:
Telephone: +1.317.655.4500 Email: customercare@imglobal.com Website: www.imglobal.com (Live
