Insurance That Travels as Far as You Do
Yacht Crew Insurance: Global Health Coverage for All Marine Crew
Finding reliable yacht crew insurance that truly protects you worldwide can be challenging. As a professional marine crew member, your career has no geographic limits — and your health insurance shouldn’t either. Whether you’re crossing the Atlantic, island-hopping in the Caribbean, or docked in the Mediterranean, you need comprehensive international yacht crew health insurance that travels with you. Working onboard a yacht comes with unique risks, from onboard accidents to medical emergencies in foreign ports. Protect your career, your income, and your health with specialized marine crew medical insurance designed specifically for the yachting industry.
Worldwide Specialty Plan for Maritime Crew
Complete worldwide insurance coverage designed for maritime crew members. Insurance plans covers dependents and families (only the subscriber must be in the crew profession). Annual insurance plan for those who intend to be outside their home country at least 3 months a year.
International Crew Medical Insurance by IMG
Worldwide Medical Insurance coverage for Individuals & Families, Professional Marine Captains & Crew Members of all natonalites. A long-term annually renewable comprehensive internatonal medical insurance plan. Insurance Plan Flexibility. Multiple insurance plan options: Bronze, Silver, Gold & Platinum to suit different budgets and needs
Comprehensive Marine Crew Insurance for Individuals
Health Insurance Plans Designed for Crew at Sea
We offer a number of health insurance plans especially designed for the unique demands of the marine crew profession. There are both individual and group health insurance plans available. Our individual yacht crew medical insurance plan is perfect for freelance crew members or those who frequently change yachts. You fully own the policy, allowing you to take it with you from one vessel to the next, ensuring uninterrupted worldwide coverage. The plan is flexible, offering both short- and long-term options to suit your needs, and many yacht owners are willing to reimburse premiums, providing financial protection for both the crew and the vessel. Carrying your own coverage is often preferred by yacht owners, as it reduces liability and safeguards the yacht from costly insurance claims.
Short-Term Yacht Crew Insurance
Our short-term yacht crew insurance is designed for crew members who need immediate medical coverage, whether you’re between contracts, waiting for your employer’s group benefits to start, or simply want temporary protection while transitioning between vessels. This plan can take effect in as little as 48 hours, providing fast and reliable coverage without the hassle of a lengthy application process. It’s a flexible solution that ensures you’re protected wherever your next assignment takes you, giving you peace of mind while on and off the yacht.
Long-Term Yacht Crew Insurance
Our long-term yacht crew medical insurance plan provides comprehensive coverage for a full year, offering enhanced benefits compared to short-term options. It is ideal for crew members who want stability and extensive protection, including lifetime benefits of up to $5,000,000. This plan ensures you are covered worldwide, both on and off the yacht, giving you peace of mind throughout your assignments. With competitively priced monthly premiums, it offers reliable, continuous protection for professional marine crew, safeguarding your health and financial security no matter where your career takes you.
Suitable for
US Crew spending at least 6 months abroad and Non-US Crew needing coverage worldwide, (including the US).
Medical Benefits
Up to $5,000,000 lifetime benefits. - Emergency air evacuation, Hospitalization, Doctor visits, Prescriptions, Maternity, Physical Exam.
Need guidance choosing the right plan?
Let us help you find the right coverage.
Worldwide Yacht Crew Insurance Coverage – USA, Canada, Europe, Australia & Beyond
We provide specialized yacht crew insurance coverage for professional marine crew who are citizens and residents of key international regions, ensuring they are fully protected wherever their careers take them worldwide.
Our plans are designed for yacht crew from the United States, Canada, Australia, South Africa, the United Kingdom, Sweden, France, Spain, Croatia, and Mexico. Coverage is not limited to where a yacht is flagged or sailing — it follows the crew member globally, both on and off the vessel.
For example, U.S. crew members working seasonal rotations between South Florida, the U.S. East Coast, the Bahamas, the Caribbean, the Mediterranean, Hawaii, or the South Pacific remain continuously covered.
Likewise, crew from Canada, Australia, South Africa, and across Europe benefit from flexible medical insurance that adapts to freelance contracts, dual-season programs, and full onboard team placements.
Many yachts operate dual seasons — Caribbean and Bahamas in winter, Mediterranean in summer — and our policies are built to move seamlessly between hemispheres and cruising grounds without interruption.
No matter where assignments lead — whether Mediterranean crossings, Atlantic passages, Pacific voyages, or coastal operations — our yacht crew insurance provides consistent, reliable worldwide medical coverage.
We understand the realities of life at sea and design our plans to protect crew globally, regardless of where they are working.
YACHT CREW INSURANCE POLICIES BY
Worldwide Specialty Plan for Maritime Crew (formely Navigator Plan). Long Term International Health Insurance Plan by BlueCross BlueShield Global Solutions (formely GeoBlue).
Insurance Overview
- Complete worldwide insurance coverage designed for maritime crew members.
- Insurance plans covers dependents and families (only the subscriber must be in the crew profession).
- Annual insurance plan for those who intend to be outside their home country at least 3 months a year.
Insurance Highlights
- Amateur sailboat racing and alcohol-related injuries are covered.
- Coverage is primary to protection & indemnity (P&I) insurance.
- Unlimited annual and lifetime medical maximum.
- Immediate coverage of pre-existing conditions with proof of previous coverage.
- Choice to see any healthcare provider outside of the U.S. and access to the Blue Cross Blue Shield PPO network in the U.S.
- Contraceptive services and supplies are covered.
- Includes prescription coverage.
- Unlimited telemedicine services.
- Medically necessary COVID-19 testing and treatment is covered.
Optional Dental & Vision Plan
High-quality, cost-effective dental insurance plan. This means you can find affordable, quality care with great service no matter where you live, work or travel.
Dental & Vision Insurance Rates
- Participant: Only $78
- Participant and Child: $145
- Participant and Spouse: $154
- Participant and Family: $259
GeoBlue Mobile App
World Travelers have convenient access to the best local doctors, hospitals and resources anywhere in the world!
GeoBlue Online Claims
Through the eClaims option, you can file claims quickly and with greater accuracy. You can access this tool through the Member Hub on www.geo-blue.com or through our mobile app. Get started by registering! Visit www.geo-blue.com and click on “Register” in the Account Login section. Be sure to have your ID card available.
International Crew Medical Insurance by IMG
Insurance Overview
- Worldwide Medical Insurance coverage for Individuals & Families, Professional Marine Captains & Crew Members of all natonalites
- A long-term annually renewable comprehensive internatonal medical insurance plan
- Insurance Plan Flexibility. Multiple insurance plan options: Bronze, Silver, Gold & Platinum to suit different budgets and needs
- Optional Insurance Coverage: Dental, Vision, Sports rider, Term Life Insurance
- List Choice of Coverage Area: Worldwide Coverage, OR Worldwide Excluding the U.S., Canada, China, Hong Kong, Japan, Macau, Singapore, and Taiwan. Item
Insurance Highlights
- Freedom to Choose: Select your own health care provider no maƩer where you are in the world
- Travel Intelligence: Receive location-specific alerts on health, transportation, security, and weather
- Assistance Services, Available on all plans
- Preventative Care: No waiting period on wellness benefits
- Healthy Travel Preventative Coverage: Receive vaccinations and preventative prescriptions prior to departure
- Universal Rx Pharmacy Discount Savings, available at one of over 35,000 participating pharmacies in the U.S.
- Medical Concierge, Available in the U.S. Your personal Medical Concierge will review your specific non-emergency medical condition and assist in planning your treatment
- Teleconsultation, available with Gold & Platinum Options. Online and telephonic access to a network of medical professionals available to diagnose, treat and prescribe non-emergency medical issues, 24/7/365
Get Covered!
Apply Today. Sail with Confidence and Coverage Tomorrow!
Contact us today
INDIVIDUAL Member Services:
Inside the US: 1-855-481-6647 Outside the US: +1 610-254-5850
FAQ
Find Out Answers Here
All three are medical charges you must pay out of your own pocket, even if you have insurance. Your deductible, or excess is the initial amount you must pay each year for covered health services before your insurer will start to pay.
A copayment is a fixed amount, or fee, that you pay toward a medical service, such as $30 for a doctor visit, or $10 for a prescription. Coinsurance is a cost-sharing feature between you and the insurance company. It’s a percentage, usually 80/20. The insurance company pays 80% and you pay 20% toward the medical bills, AFTER the deductible has been met. Plans often have this feature in the U.S., due to the high medical costs. Outside the U.S., the same plans can pay 100% of the bills after the deductible.
Worldwide crew health insurance provides crew members with both routine and emergency healthcare and features great flexibility to cater to the marine industry for extended periods of time. Global crew medical insurance plans cover inside and outside of the individuals home country.
Yes, global crew medical insurance plans give you access to healthcare all over the world, inside and outside of the U.S. Certain plans give you a choice to EXCLUDE coverage inside the U.S., if you don’t need it and the premium will therefore be less. Please review your insurance plan offerings.
